Okay... I can't quite work the math

If you buy 1 rental house... you still need a down payment of at least 5%, usually 10% unless you have suparb credit. So what is that kiyosaki guy talking about when he says you don't need anything to make money??

Added:

Money making idea

Ok... i put some thoughts into this:

Commercial apartment complex management -
If you can acquire a good complex, say from 50-100 units, in a great area, this in itself can be a profitable business. Commercial property loans are around 40% to 60% ratio, and with a net value of 3 million, I would just have to come up with 1.2 million in down payment. The monthly income from 100 units, with a 80% occupancy rate, say a net of 800 per unit, is around 64000. The monthly installment payment at 6% interest at 30 years is about 20000-30000. That's a net of around 34000 a month.

It's an idea that I would like to investigate more on. Do you guys know anyone in this business?

J